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Your AI-Powered Mortgage Officer

Instant insights, personalized loan scenarios, and 24/7 support—purpose-built for modern borrowers and real-estate pros.

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Powerful Features

Realtime Eligibility

Analyze borrower data against FHA, VA, Conventional, and Jumbo guidelines in seconds.

Scenario Sandbox

See how payment & required income change when you tweak down-payment, rate, or credit score.

Secure Doc Upload

Borrowers send pay stubs, bank statements, and tax returns through bank-grade encrypted links—no email attachments required.

What We Offer

AI Document Analyzer

Automatically classify, extract, and verify borrower documents—cutting underwriting time in half.

Smart Pre-Qualification

Instantly calculate max purchase price, DTI, and qualifying income based on uploaded docs and soft credit pulls.

Human + AI Team

A licensed loan officer reviews every file, negotiates terms, and supports you from application to closing.

Mortgage Calculator

$400,000
6.5%
30 years
$6,000
$1,200
$200

Monthly Payment Breakdown

Principal & Interest $2,528
Property Tax $500
Home Insurance $100
PMI $200
Total Monthly Payment $3,328

Loan Summary

Total Interest Paid $510,178
Total Amount Paid $910,178

Affordability Calculator

$80,000
$500
$40,000
6.5%
30 years

What You Can Afford

Maximum Home Price $435,527
Maximum Loan Amount $395,527
Monthly Payment $2,500
Debt-to-Income Ratio 45.0%

Monthly Budget Breakdown

Gross Monthly Income $6,667
Existing Debt Payments $500
Available for Housing $2,500

Let's Talk Mortgages

Ready to explore how LoanAssist can transform your lending experience? Drop us a line and we'll get back within 24 hours.