Your AI-Powered Mortgage Officer

Instant insights, personalized loan scenarios, and 24/7 support—purpose-built for modern borrowers and real-estate pros.

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Powerful Features

Realtime Eligibility

Analyze borrower data against FHA, VA, Conventional, and Jumbo guidelines in seconds.

Scenario Sandbox

See how payment & required income change when you tweak down-payment, rate, or credit score.

Secure Doc Upload

Borrowers send pay stubs, bank statements, and tax returns through bank-grade encrypted links—no email attachments required.

What We Offer

AI Document Analyzer

Automatically classify, extract, and verify borrower documents—cutting underwriting time in half.

Smart Pre-Qualification

Instantly calculate max purchase price, DTI, and qualifying income based on uploaded docs and soft credit pulls.

Human + AI Team

A licensed loan officer reviews every file, negotiates terms, and supports you from application to closing.

Mortgage Market Update

Displayed rates are provided by the Optimal Blue Mortgage Market Indices (OBMMI), which aggregates actual lock-rate data across more than 30% of U.S. mortgage transactions. This content is for informational purposes only and does not constitute a loan offer or credit commitment. Mortgage approval is subject to credit, property, and underwriting criteria.

Mortgage Calculator

$400,000
6.5%
30 years
$6,000
$1,200
$200

Monthly Payment Breakdown

Principal & Interest $2,466
Property Tax $500
Home Insurance $100
PMI $200
Total Monthly Payment $3,266

Loan Summary

Total Interest Paid $487,760
Total Amount Paid $887,760

Affordability Calculator

$80,000
$500
$40,000
6.5%
30 years

What You Can Afford

Maximum Home Price $350,000
Maximum Loan Amount $310,000
Monthly Payment $1,867
Debt-to-Income Ratio 35.6%

Monthly Budget Breakdown

Gross Monthly Income $6,667
Existing Debt Payments $500
Available for Housing $1,867

Let's Talk Mortgages

Ready to explore how LoanAssist can transform your lending experience? Drop us a line and we'll get back within 24 hours.